Faster and Secure Payments

Welcome to our electronic transaction processing home. We provide secure and efficient solutions for handling online payments and digital transactions with ease and convenience.

Discover a reliable partner for electronic transaction processing needs. Trust our expertise and technology.

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IT Services

Manex Logitech Group provides specialised Information Technology consultancy and development services within the electronic banking and payment processing industry. Our services support banks, financial institutions, retailers and payment processors in building, maintaining and optimising secure, high-performance electronic transaction processing environments.

We offer deep expertise across mission-critical payment infrastructures, including ACI BASE24 and related payment switching platforms, HP NonStop (Tandem) systems, ATM and Point-of-Sale (POS) networks, EMV chip technology, and international bank card scheme integration. Our consultants assist organisations in designing, implementing and supporting reliable payment ecosystems that enable secure, real-time financial transactions across multiple channels.

Our experience spans the integration and support of ATM and POS networks, card issuing and acquiring systems, electronic funds transfer (EFT) switching, and payment scheme connectivity, ensuring compliance with the requirements of leading global payment networks such as Visa, Mastercard, American Express, Discover and China UnionPay.

Through strong technical capability and industry insight, we support clients in areas including:

  • Payment switching platforms, including ACI BASE24, BASE24-eps and related products
  • HP NonStop (Tandem) mission-critical transaction processing environments
  • ATM and POS network integration and management
  • EMV chip and contactless payment technologies
  • International card scheme compliance, certification and testing
  • Payment system integration, performance optimisation and operational support

Our team includes professionals with strong academic backgrounds in Information Technology and Business, supported by extensive practical experience within the electronic payments industry. This combination enables us to remain fully aligned with the latest technological developments, industry standards and economic trends affecting the global financial services sector.

At Manex Logitech Group, our consultancy approach is founded on professional integrity, technical excellence and a strong commitment to customer care. We work closely with our clients to understand their operational objectives and deliver solutions that improve reliability, efficiency and long-term business value.

Areas of specialisation

Join us in revolutionizing electronic transaction processing. Experience the future of digital payments today.

BASE24

BASE24, BASE24-eps, BASE24-tss, Golden Gate and ACI Smart Chip Manager suite of products, implementation and customisation.

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HP NonStop (Tandem)

CLX, S, and N (Itanium) Series implementation and support.

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EMV

EMV (Europay, MasterCard, VISA) implementation, customisation and support.

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Areas of specialisation

Join us in revolutionizing electronic transaction processing. Experience the future of digital payments today.

ATM

Automated Teller Machines implementation, customisation and support.

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pos

Point of Sale development, implementation, customisation and support.

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International Bank Card Schemes

EMV (Europay, MasterCard, VISA) implementation, customisation and support.

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Core Technical Competencies

Payment Switching & Transaction Processing

Extensive experience in the design, implementation and support of high-availability electronic payment switching platforms used by financial institutions and payment processors. Proven expertise in ACI BASE24 and BASE24-eps environments supporting ATM, POS and card transaction processing.

  • Technologies & Systems
  • ACI BASE24
  • ACI BASE24-eps
  • BASE24-TSS
  • EMV transaction processing
  • ACI Smart Chip Manager

Mission-Critical Platforms

Strong background in HP NonStop (Tandem) fault-tolerant systems, widely used by financial institutions for high-volume transaction processing environments requiring continuous availability.
Platforms & Infrastructure

  • HP NonStop CLX, K, S and N Series (Itanium)
  • Guardian Operating System
  • TMF (Transaction Management Facility)
  • XPNET
  • DRNet

ATM & POS Network Technologies

Comprehensive experience in the integration, configuration and support of ATM and Point-of-Sale payment networks, including terminal management, transaction routing and scheme compliance. 
Technologies

  • NCR ATM platforms (NDC+ / APTRA)
  • Diebold ATM platforms (Agilis 91x / TCS)
  • Verifone POS terminals
  • EMV chip and contactless payment technologies
  • Tokenised payment solutions

Payment Protocols & Network Interfaces

Extensive knowledge of financial messaging standards and network communication protocols used within global payment ecosystems.
Protocols & Standards

  • ISO 8583
  • TCP/IP
  • X.25
  • SNA / SNAX-XF
  • ASYNC / BISYNC
  • VISA network interfaces

Payment Scheme Certification & Testing

Experience supporting financial institutions with international card scheme compliance, certification and testing, ensuring reliable interoperability with global payment networks.
Testing & Simulation Tools

  • VISA VTS Simulator
  • MasterCard MIT Simulator
  • Level Four Testing Tools
  • VERSATEST
  • Europay EPS-Net Self-Test Facility
  • KaNest
  • ABBREVIA Astrex

Programming & Development

Strong development background in HP NonStop application environments and payment system customisation.
Languages

  • TACL
  • COBOL
  • TAL
  • SCOBOL
  • C / C++
  • Pascal
  • Assembly
  • TCL
  • HTML

Core Technical Competencies

Databases & Data Management

Experience working with high-performance databases within transaction processing environments.
Database Technologies

  • NonStop SQL
  • ENSCRIBE
  • INGRES 4GL

BASE24

BASE24, BASE24-tss, BASE24-eps, Golden Gate, and Smart-Chip Manager are trademark products of Applied Computers Incorporated (ACI). 

ACI Base24 Consultancy

ACI Base24 is a mission-critical, high-volume electronic funds transfer (EFT) switching platform used by banks and payment processors to manage ATM, POS, card issuing and acquiring transactions in real time. It enables secure, resilient and scalable transaction processing across multiple channels and networks.

Our consultancy provides specialist expertise in:

  • End-to-end Base24 implementation and migration
  • ATM and POS driving and integration
  • ISO 8583 message configuration and troubleshooting
  • Scheme certification (Visa, Mastercard, UnionPay, domestic switches)
  • System upgrades, performance tuning and optimisation
  • High-availability architecture and disaster recovery planning
  • Production support, incident management and root cause analysis

We help financial institutions maximise platform stability, improve transaction throughput and ensure regulatory and scheme compliance.

ACI Base24-eps Consultancy

ACI Base24-eps (Enterprise Payment System) is a next-generation, open-systems payment switching platform designed for high scalability, modular integration and multi-channel transaction processing. It supports issuing, acquiring, real-time payments and digital channel enablement within modern banking environments.

Our Base24-eps consultancy services include:

  • Architecture design and system deployment on open platforms
  • Migration from legacy Base24 (Classic) to Base24-eps
  • Integration with digital banking, mobile, RTGS and real-time payment systems
  • Interface development (ISO 8583, ISO 20022, APIs and host-to-host connections)
  • Scheme onboarding and compliance testing
  • Performance optimisation and capacity planning
  • Operational readiness, governance and strategic payment transformation

We assist banks in transitioning to modern, scalable payment infrastructures while maintaining service continuity and transaction integrity.

BASE24

BASE24, BASE24-tss, BASE24-eps, Golden Gate, and Smart-Chip Manager are trademark products of Applied Computers Incorporated (ACI). 

ACI Smart Chip Manager Consultancy

ACI Smart Chip Manager (SCM) is a comprehensive EMV card management and personalisation platform that enables financial institutions to securely and efficiently manage the full lifecycle of chip cards. It supports key functions including EMV data preparation, key management, card parameter configuration, and integration with issuing and personalisation systems.

Our consultancy provides specialist expertise in:

  • End-to-end EMV implementation and migration (magstripe to chip)
  • Chip data preparation and personalisation profile configuration
  • Cryptographic key management and security compliance
  • Scheme certification support (Visa, Mastercard and domestic networks)
  • Integration with issuing platforms such as Base24 and Base24-eps
  • Card lifecycle management (issuance, renewal, replacement and reissue)
  • Risk parameter optimisation and transaction authentication support
  • Production support, troubleshooting and system upgrades

We assist banks and processors in strengthening card security, ensuring EMV compliance and optimising chip configuration strategies to reduce fraud exposure while maintaining a seamless customer experience.

ACI GoldenGate Consultancy

ACI GoldenGate is a high-performance transaction integration and routing platform designed to enable secure, real-time exchange of financial messages between payment systems, core banking platforms and external networks. It acts as a strategic middleware layer within the payments ecosystem, ensuring seamless interoperability across ATM, POS, card-issuing, acquiring, and enterprise systems.

Our consultancy provides specialist expertise in:

  • GoldenGate architecture design and deployment
  • Real-time message routing and transformation (ISO 8583, ISO 20022 and proprietary formats)
  • Integration with Base24, Base24-eps and core banking systems
  • High-availability configuration and failover design
  • Interface development and host-to-host connectivity
  • Performance optimisation and throughput enhancement
  • Production support, troubleshooting and system stabilisation
  • Migration from legacy switching or integration platforms

We support financial institutions in building resilient, scalable, and future-ready integration frameworks that reduce complexity, improve transaction visibility, and enable the rapid deployment of new payment services.

HPE NonStop Integrity  
(formerly TANDEM) 

HPE NonStop is a fault-tolerant, high-availability computing platform designed for mission-critical applications in banking, financial services, telecommunications, and enterprise operations. Known for its exceptional reliability, scalability, and real-time transaction processing capabilities, NonStop ensures continuous uptime even in the face of hardware or software failures.

Our consultancy provides expert support in:

  • End-to-end NonStop system implementation and migration
  • Real-time transaction processing and high-volume batch processing optimisation
  • Integration with banking switches (Base24, Base24-eps) and core banking systems
  • Fault-tolerant architecture design and disaster recovery planning
  • Application modernisation and performance tuning
  • Production support, monitoring, and incident management
  • Security, compliance, and regulatory alignment

We help financial institutions and enterprises leverage HPE NonStop’s robust architecture to ensure uninterrupted operations, minimise operational risk, and maintain the highest levels of service availability.

EMV 
(Europay, Mastercard, Visa)

EMV is the global standard for secure chip-based card payments, designed to reduce fraud and enhance transaction authentication for card-present payments. By using embedded microprocessor chips and dynamic cryptographic authentication, EMV technology significantly improves the security of card transactions at ATMs and Point of Sale (POS) terminals.

Financial institutions rely on EMV standards to ensure secure interoperability between cards, terminals, acquiring systems, issuing platforms and international payment schemes.

Our consultancy provides specialised expertise in the design, implementation and optimisation of EMV-enabled payment environments.

Our services include:

  • End-to-end EMV migration programmes (magstripe to chip)
  • EMV transaction processing and host configuration
  • Issuer and acquirer EMV implementation
  • EMV parameter configuration and risk management strategies
  • Integration with ATM and POS networks
  • Scheme certification support (Visa, Mastercard and other payment networks)
  • EMV testing, troubleshooting and transaction analysis
  • Fraud prevention and authentication optimisation

We assist financial institutions and payment processors in implementing secure EMV payment infrastructure that protects cardholders, reduces fraud exposure, and ensures compliance with international payment scheme standards.

ATM 
(Automated Teller Machine) 

Automated Teller Machines (ATMs) remain a critical customer service channel for financial institutions, enabling secure, real-time access to banking services such as cash withdrawals, deposits, balance enquiries, transfers and bill payments. Modern ATM networks operate as part of a broader electronic payments ecosystem, integrating with switching platforms, card management systems and interbank networks.

Our consultancy provides specialist expertise in the design, implementation and optimisation of ATM environments, ensuring reliable and secure transaction processing across banking networks.

Our services include:

  • ATM network architecture and deployment strategy
  • Integration with EFT switches such as Base24 and Base24-eps
  • ATM transaction routing and host connectivity
  • EMV chip transaction support and card authentication
  • ATM software configuration and terminal management
  • ATM network monitoring, reconciliation and operational support
  • Security and fraud risk mitigation strategies
  • Interbank network connectivity and scheme compliance

We assist banks and payment processors in building resilient ATM infrastructure that delivers high availability, secure transactions, and an improved customer banking experience.​Supported ATM models and protocols:

  • DIEBOLD:   Agilis 91x, TCS
  • GRG:       NDC+
  • Hyosung:   NDC+, APTRA, NDCe
  • NCR:       NDC+, APTRA, NDCe

POS 
(Point Of Sale) 

Point of Sale (POS) systems enable merchants and financial institutions to process secure electronic payments at retail locations through debit cards, credit cards and contactless payment technologies. As a key component of the electronic payments ecosystem, POS networks support real-time authorisation, transaction routing and settlement between merchants, banks and payment schemes.

Our consultancy provides specialised expertise in the design, implementation and optimisation of POS payment infrastructures to ensure secure, efficient and scalable
 transaction processing.

Our services include:

  • POS network architecture and deployment strategy
  • Integration with EFT switching platforms such as Base24 and Base24-eps
  • Transaction routing and host connectivity using ISO 8583 messaging standards
  • EMV chip and contactless payment enablement
  • POS terminal configuration, certification and lifecycle management
  • Merchant acquiring integration and onboarding
  • Network monitoring, reconciliation and operational support
  • Payment security, compliance and fraud risk mitigation

We support financial institutions and payment processors in delivering reliable POS environments that enable seamless retail transactions, improve merchant acceptance and enhance customer payment experiences.

International Bank Card Schemes (IBCS)

Global card payment networks operate under strict technical and operational standards to ensure secure, interoperable transaction processing across issuing banks, acquiring institutions and payment processors. Compliance with these international card schemes is essential for financial institutions seeking to enable card acceptance, maintain network connectivity and support cross-border payments.

Our consultancy provides specialist expertise in preparing, testing and certifying payment systems for compliance with major global card networks. We support both issuing and acquiring institutions throughout the full certification lifecycle, from initial configuration and testing through to successful scheme approval.

Our services include:

  • VISA compliance, testing and certification using the VISA VTS simulator
  • Mastercard compliance and certification using the Mastercard MIT simulator
  • Europay compliance testing and certification using the ECSS and EPS-Net Self Test Facility
  • Discover Network compliance testing and certification
  • American Express (AMEX) compliance testing and certification
  • China UnionPay compliance testing and certification

We assist financial institutions in preparing their payment-switching platforms, ATM and POS networks, and card-issuing systems to meet scheme specifications. Our approach ensures efficient certification processes, reduced implementation risk and reliable connectivity with international payment networks.

By leveraging deep expertise in payment-switching environments, message standards, and scheme requirements, we help banks and payment processors successfully integrate with global card ecosystems while maintaining the highest levels of security, reliability, and compliance.